Terms & Conditions

1. Acceptance of Terms

By downloading, installing, or using savvio (the “app”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, do not use the app.

These Terms constitute a legally binding agreement between you and Tak Braun (“developer”, “we”, “us”), an individual developer based in Germany. By using the app, you represent that you are at least 13 years of age (or the minimum age of digital consent in your jurisdiction) and have the legal capacity to enter into this agreement.

2. Description of Service

savvio is a knowledge extraction and organization tool. You can upload images, PDF documents, and videos to the app. The app uses artificial intelligence to extract key topics, generate summaries, build interactive mind maps, and create actionable step-by-step plans from your uploaded content.

Core functionality includes:

• Content ingestion: import images, PDFs, and videos from your device
• AI-powered analysis: topic extraction, summarization, and knowledge mapping
• Interactive mind maps: visual representation of extracted knowledge
• Action plan generation: structured steps derived from your content
• Video transcription (Pro tier): speech-to-text via Deepgram followed by AI analysis

The app requires an internet connection for AI analysis. Content analysis is performed via third-party AI providers (OpenAI and Anthropic) as described in our Privacy Policy.

3. Subscription Terms

3.1 Free Tier

savvio offers a free tier that allows you to process a limited number of content items using the GPT-4o-mini AI model (OpenAI). Free tier features are subject to change.

3.2 savvio Pro Subscription

savvio Pro is an auto-renewable subscription available for purchase through the Apple App Store. Pro includes unlimited content processing, the Claude Haiku AI model (Anthropic), video transcription, and priority AI analysis.

3.3 Payments and Refunds

All purchases are processed by Apple and are subject to Apple's refund policy and the Apple Media Services Terms of Service. We do not process payments or issue refunds directly. For refund requests, please contact Apple Support at reportaproblem.apple.com.

3.4 Subscription Changes

We reserve the right to change subscription prices or features with reasonable advance notice. Price changes will not affect your current subscription period; the new price will apply from the next renewal date.

4. User Content

You retain full ownership of all content you upload to savvio, including images, PDFs, and videos (“User Content”). By using the app, you grant us a limited, non-exclusive, royalty-free license to transmit your User Content to third-party AI providers solely for the purpose of generating analysis results for your use. We do not claim ownership of your User Content.

You represent and warrant that:

• You own or have the necessary rights and permissions to upload the User Content;
• Your User Content does not infringe the intellectual property, privacy, or other rights of any third party;
• Your User Content does not contain illegal material, including but not limited to content that is defamatory, obscene, or violates applicable law.

We are not responsible for User Content uploaded to the app. We reserve the right to remove access or terminate your use of the app if you upload content that violates these Terms.

5. AI-Generated Content — Disclaimer

We make no warranties or representations, express or implied, about the accuracy, completeness, reliability, fitness for a particular purpose, or timeliness of any AI-generated output. AI models can produce errors, hallucinations, outdated information, and content that is misleading or factually incorrect.

AI-generated content is not professional advice. Nothing produced by savvio constitutes legal, medical, financial, psychological, or any other form of professional advice. Do not rely on AI-generated outputs as a substitute for advice from a qualified professional in the relevant field.

You assume all risk associated with your use of, or reliance on, AI-generated content. The developer is not liable for any decisions you make based on AI outputs from this app.

In accordance with the EU AI Act (Article 50), you are hereby informed that the summaries, mind maps, and action plans generated within the app are produced by artificial intelligence systems and may contain errors or inaccuracies.

6. Intellectual Property

The savvio app, including its code, design, user interface, branding, and all underlying technology, is the exclusive intellectual property of Tak Braun and is protected by copyright, trademark, and other applicable laws. You may not copy, reverse engineer, decompile, disassemble, or create derivative works based on the app.

AI-generated outputs (summaries, mind maps, action plans) are created by third-party AI models. The developer does not claim ownership of AI model outputs and makes no representation about the copyrightability of AI-generated content under applicable law. You are granted a personal, non-exclusive license to use AI-generated outputs produced from your own User Content for your personal or internal business purposes.

7. Limitation of Liability

To the maximum extent permitted by applicable law:

• Our total cumulative liability to you for any claims arising from or related to these Terms or your use of the app shall not exceed the total amount you paid for savvio Pro subscriptions in the 12 months immediately preceding the event giving rise to the claim.
• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to loss of data, loss of profits, business interruption, or loss of opportunity — even if we have been advised of the possibility of such damages.
• We are not liable for any damages arising from: (a) your reliance on AI-generated content; (b) third-party service outages (OpenAI, Anthropic, RevenueCat, Supabase, Deepgram); (c) content lost due to device failure or app uninstallation; or (d) inaccuracies in AI-generated analysis.

Nothing in these Terms limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by applicable law (including applicable EU consumer protection laws).

8. Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and share information about you when you use the app. By using savvio, you agree to the collection and use of your data as described in the Privacy Policy, which is incorporated into these Terms by reference.

9. Third-Party Services

The app integrates with third-party services including OpenAI, Anthropic, RevenueCat, Supabase, and Deepgram. Your use of the app may be subject to the terms of service of these providers. We are not responsible for the availability, accuracy, or conduct of third-party services.

10. Termination

We reserve the right to suspend or terminate your access to the app at any time, with or without notice, if you breach these Terms, engage in illegal activity, or for any other reason at our reasonable discretion. Upon termination, your right to use the app ceases immediately. Provisions that by their nature should survive termination — including Sections 4 (User Content), 5 (AI Disclaimer), 6 (Intellectual Property), 7 (Limitation of Liability), and 13 (Governing Law) — shall survive.

You may stop using the app at any time. Deleting the app from your device removes all locally stored data. To cancel your Pro subscription, follow the instructions in Section 3.2 above.

11. Disclaimer of Warranties

To the maximum extent permitted by applicable law, savvio is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the app will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

12. Changes to Terms

We may revise these Terms from time to time. When we make material changes, we will update the “Last updated” date at the top of this page. For significant changes, we will notify you through the app or via an app store update. Your continued use of the app after changes take effect constitutes acceptance of the revised Terms. If you do not agree to the updated Terms, stop using the app.

13. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Germany, without regard to its conflict of law provisions. EU consumer protection regulations applicable in your country of residence also apply and are not diminished by this choice of law.

Any disputes arising out of or related to these Terms or the app shall be subject to the exclusive jurisdiction of the courts of Germany. If you are an EU consumer, you may also bring legal proceedings in the courts of your country of residence.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or if it cannot be made enforceable, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

15. Contact Us

If you have any questions about these Terms and Conditions, please contact:

Tak Braun
Email: tak@takbraun.com